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Top Personal Loans for June: Best Rates Compared
Explore the best personal loan options this June
Quick Picks
Best for large loans: PTSB Personal Loan.
Best fixed rate: Avant Money Personal Loan.
Best digital experience: Revolut Personal Loan.
Best for Large Loans
For those looking for substantial loan amounts, these options offer attractive rates for larger sums.
PTSB Personal Loan
The PTSB Personal Loan is a standout for anyone needing €25,000 or more, thanks to its market-leading 5.99% rate. However, this comes with a variable interest, so expect fluctuations if the market changes. It's an excellent choice for people who can handle potential rate adjustments.
Avant Money Personal Loan
Avant Money offers a competitive option for those looking for peace of mind in their repayments. With a fixed rate of 6.7% APR for loans over €30,000, it's ideal for borrowers seeking predictability. The downside? Smaller loans under €5,000 come with a steep 19.9% APR.
An Post Personal Loan
An Post offers fixed rates from 6.9% APR, making it a great choice for those who want stable repayments over longer terms. It's particularly appealing for mid-sized to large loans. However, if you need under €5,000, look elsewhere due to higher APRs.
Bank of Ireland Personal Loan
Bank of Ireland provides a broad range of borrowing amounts, from €2,000 to €75,000, with variable rates starting at 7.1% APR. It's well-suited for existing customers who value flexibility in repayments and no penalty for early repayment.
AIB Personal Loan
AIB's Green Personal Loan shines with a 6.4% APR, specifically for eco-friendly purchases. This makes it the go-to for those investing in solar panels or electric vehicles, though its standard rate remains less competitive.
If you're more digitally inclined and prefer managing everything from your smartphone, these next picks might be more your speed.
Digital-First Loan Options
These options are perfect for borrowers who want to manage their loans with ease through digital platforms.
Revolut Personal Loan
Revolut's fully app-based loan experience is a draw for tech-savvy borrowers. With starting rates at 6.5% APR and no early repayment fees, it's a solid option for mid-range loans up to €30,000.
Credit Union Personal Loans in Ireland
Credit unions offer a community-based approach with APRs ranging from 8.0% to 12.7%. While not the cheapest, they provide flexibility and local support, making them suitable for those seeking personalized service.
When evaluating personal loans, consider both your financial needs and how you prefer to manage your finances. For a deeper dive into the features that set these loans apart, check out Personal Loans in 2026: Best Rates and Unique Features.