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APR

Amount

$50–$250

Brigit Instant Cash

Credit Builder

Active bank account with regular income deposits

No credit check required

US resident

Term: 1–1mo ⚡ Minutes

APR

89.0–199.0%

Amount

$100–$3k

active_bank_account

regular_income

18_years_or_older

Term: ≤12mo ⚡ Same day

APR

Amount

$25–$500

Dave ExtraCash

Credit Builder

Dave Checking account

Active bank account with income history

No credit check

Term: 1–1mo ⚡ 5 minutes

APR

5.5–7.5%

Amount

$50k–$3M

Minimum credit score 620

US property owner

Proof of income and employment

Term: 180–360mo ⚡ Pre-approval in minutes, closing in 3 weeks

APR

4.67–21.99%

Amount

$5k–$100k

Minimum credit score 580

Vehicle less than 10 years old

Valid US driver license

Term: 24–84mo ⚡ Minutes (online decision)

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