APR
4.9–14.9%
Amount
£1k–£25k
18+
UK homeowner
Good credit
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
APR
4.9–14.9%
Amount
£1k–£25k
18+
UK homeowner
Good credit
APR
5.9–24.9%
Amount
£4k–£100k
UK resident
Aged 18+
Regular income
APR
6.9–29.9%
Amount
£10k–£500k
APR
5.3–21.9%
Amount
£1k–£25k
UK resident
18+
1-2-3 account for best rate
APR
99.9–1333.0%
Amount
£50–£1.5k
APR
4.9–19.9%
Amount
£4k–£100k
UK resident
Aged 18+
Regular income
APR
18.0–49.9%
Amount
£1k–£500k
APR
5.1–30.5%
Amount
£500–£25k
APR
8.9–49.9%
Amount
£1k–£75k
UK resident
Age 18+
Valid UK driving licence
APR
9.9%
Amount
£2k–£150k
UK registered business
Active Tide business account
6+ months trading history
APR
3.9–24.9%
Amount
£1k–£50k
UK resident
18+
Regular income
APR
7.9–29.9%
Amount
£3k–£50k
UK resident
Aged 18+
Minimum income £1,000/month
APR
5.5–19.9%
Amount
£1k–£25k
UK resident
18+
Nationwide member
APR
12.9–69.9%
Amount
£3k–£25k
UK resident
Age 18+
Valid UK driving licence
APR
7.9–45.9%
Amount
£1k–£25k
18+
UK resident
Soft search available
APR
5.9–24.9%
Amount
£4k–£75k
UK resident
Aged 18+
Valid driving licence
APR
39.9–299.8%
Amount
£1k–£15k
No specific requirements listed
APR
8.9–47.0%
Amount
£1k–£50k
APR
6.9–19.9%
Amount
£500–£25k
APR
9.9–69.9%
Amount
£1k–£8k
Lloyds Bank offers flexibility with its personal loans, but smaller amounts come with higher costs. Here's what you need to know.
Need a quick, small loan? Starling Bank might be your go-to, but its £5k cap could be a dealbreaker.