Real rates from banks and fintechs. Compared side by side, no affiliate bias.
APR
7.0–21.99%
Amount
A$4k–A$50k
Australian citizen or permanent resident
18 years or older
Regular income
APR
6.49–12.99%
Amount
A$5k–A$100k
Australian resident or citizen
Regular income
Age 18+
APR
7.49–19.99%
Amount
A$5k–A$75k
Australian citizen or permanent resident
18 years or older
Regular income
APR
7.0–12.0%
Amount
A$5k–A$150k
Australian resident
Regular income
Age 18+
APR
6.17–24.09%
Amount
A$2k–A$75k
Australian citizen or permanent resident
18 years or older
Regular income
APR
6.79–10.79%
Amount
A$4k–A$120k
Australian resident
Regular income
Age 18+
APR
5.67–24.99%
Amount
A$3k–A$80k
Australian citizen or permanent resident
18 years or older
Employed with minimum $20,000 p.a. income
APR
7.49%
Amount
A$5k–A$75k
Australian resident
Credit assessment required
Vehicle used as security for secured loan
APR
6.19–19.99%
Amount
A$5k–A$60k
Australian citizen or permanent resident
18 years or older
Regular income
APR
6.74–13.54%
Amount
A$10k–A$100k
Australian sole borrower
Direct debit repayments
Vehicle used as security
APR
7.25–22.25%
Amount
A$4k–A$50k
Australian citizen or permanent resident
Regular income
Good credit history for lowest rates
APR
7.5–12.99%
Amount
A$5k–A$55k
Australian citizen or permanent resident
18 years or older
Regular income
APR
5.95–18.99%
Amount
A$5k–A$75k
Australian citizen or permanent resident
18 years or older
Regular income
APR
5.76–24.03%
Amount
A$2k–A$70k
Australian citizen or permanent resident
18 years or older
Regular income
