APR
49.0–200.0%
Amount
$200–$3.5k
Active bank account
Verifiable income
US resident in eligible state
Term: 3–12mo
⚡ Same business day
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APR
5.24–18.0%
Amount
$500–$150k
DCU Auto Loan
AutoUS resident
DCU membership (free to join)
Valid SSN
Term: 12–84mo
⚡ Quick online pre-approval
APR
—
Amount
$50–$250
Brigit Instant Cash
Credit BuilderActive bank account with regular income deposits
No credit check required
US resident
Term: 1–1mo
⚡ Minutes
APR
—
Amount
$2k–$250k
Kabbage Business Line of Credit
BusinessFICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
Term: 1–18mo
⚡ Same day (online decision)
APR
5.96–35.99%
Amount
$1k–$40k
LendingClub Debt Consolidation Loan
ConsolidationMinimum credit score 600
US citizen or permanent resident
Verifiable income
Term: 24–60mo
⚡ Approved in as little as 1 hour, funded next business day
APR
5.5–7.5%
Amount
$50k–$3M
Better Mortgage Refinance
MortgageMinimum credit score 620
US property owner
Proof of income and employment
Term: 180–360mo
⚡ Pre-approval in minutes, closing in 3 weeks
APR
6.53–35.99%
Amount
$1k–$40k
LendingClub Personal Loan
PersonalUS citizen or permanent resident
Age 18+
Valid SSN
Term: 24–60mo
APR
4.24–10.37%
Amount
$5k–$1000.0k
SoFi Student Loan Refinancing
StudentUS citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
Term: 60–240mo
⚡ Check rate in minutes, no hard credit pull
APR
65–249%
Amount
$50–$500
No minimum credit score
Active bank account with income history
US resident in eligible state
Term: 2–2mo
⚡ Instant decision, same-day funding
APR
4.49–18.74%
Amount
$5k
US military member, veteran, or family
USAA membership required
Valid US SSN
Term: 12–84mo
⚡ Pre-approval with 75-day rate lock
APR
—
Amount
$25–$500
Dave ExtraCash
Credit BuilderDave Checking account
Active bank account with income history
No credit check
Term: 1–1mo
⚡ 5 minutes
APR
7.74–35.99%
Amount
$1k–$50k
Upgrade Debt Consolidation Loan
ConsolidationMinimum credit score 580
US citizen or permanent resident
Verifiable income
Term: 24–84mo
⚡ Next business day funding
APR
8.5–11.5%
Amount
$25k–$500k
Spring EQ Home Equity Loans
MortgageHomeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
Term: 60–360mo
⚡ Talk to an Equity Expert for quick assessment
APR
7.95–35.99%
Amount
$5k–$40k
Payoff Credit Card Payoff Loan
PersonalUS citizen or permanent resident
Age 18+
Valid SSN
Term: 24–60mo
APR
2.99–16.38%
Amount
$1k–$200k
Sallie Mae Student Loans
StudentUS citizen or permanent resident (international students may apply with eligible cosigner)
Age 18+
Valid SSN
Term: 60–180mo
APR
100.0–200.0%
Amount
$50–$1.5k
Active bank account
Government-issued ID
Proof of income
Term: 1–6mo
⚡ Same day at stores
APR
4.91–14.99%
Amount
$4k–$100k
APR
7.99–24.99%
Amount
$2.5k–$40k
Discover Personal Loans
ConsolidationUS citizen or permanent resident
Age 18+
Valid SSN
Term: 36–84mo
APR
6.75–15.0%
Amount
$15k–$750k
Figure Home Equity Line of Credit
MortgageHomeowner with sufficient equity
Good credit score
Reliable payment history
Term: 60–360mo
⚡ Funding in as few as 5 days
APR
7.74–35.99%
Amount
$1k–$50k
Upgrade Personal Loans
PersonalMinimum credit score 600
US citizen or permanent resident
Valid bank account
Term: 24–84mo
⚡ 1 business day
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